Net Worth Tracker

NET WORTH TRACKER — Google Sheets / Excel Template

You earn good money. But do you actually know your number?

Most people in their 30s and 40s are guessing — a rough idea of what's in the bank, a vague sense of what they owe, no real picture of where they stand. This tracker changes that.

The GetCapitalClarity Net Worth Tracker is a done-for-you spreadsheet that gives you a clear, complete view of your financial position — and shows you exactly whether you're on track.

What's inside:

Net Worth Snapshot — Enter your assets and liabilities once. Your net worth calculates instantly, with a live benchmark comparison showing how you stack up against the US median and Fidelity's salary-based targets for your age.

Quarterly Tracker — Log your number every quarter from Q1 2026 through Q4 2030. Watch your net worth grow over time. Seeing your own line go up is the most motivating thing in personal finance.

Retirement Projection — Enter your age, monthly contribution, and expected return. The tracker calculates your retirement number using the 4% rule, projects your portfolio year by year, and tells you whether you're on track — or exactly how much more you'd need to contribute if not.

This is for you if:

• You make decent money but aren't sure where you actually stand
• You want one place to track everything — assets, debt, retirement, investments
• You're tired of vague advice and want real numbers to work with
• You're building toward financial security and want to measure progress

Instant digital download. Works in Excel and Google Sheets. No formulas to set up — just open and fill in the blue cells.

For educational purposes. Not personalised financial advice.